Step 1: Date the check
In the upper right-hand corner write the date. This is important so that the person you're giving the cheque to can be aware of the date you wrote it.
Step 2: Whom is the check written for?
Then, write "Pay to the person named on the order" on your check. This is where you'll write the name of the person to whom you would like to pay. If you don't know the name of the person or company, you may write "cash" instead. This could be a problem when the check is stolen or lost. Anyone is able to cash or deposit check made payable to "cash"
Step 3: Type in the amount of your payment in numbers
There are two spots on a cheque where you write the amount you are paying. In the first, you'll need write the dollar amount numerically (for instance, $130.45) in the smaller box on the right. Be sure to mark it out clearly so that the ATM/bank can remove this amount from your bank account.
Step 4: Write the total amount of the payment in words
Write the dollar value in terms on the line below "Pay to the Order of" to match the dollar amount that you have written in the box. For example, if you are paying $130.45 for example, you would write "one hundred thirty and 45/100." If you are writing checks using cents make sure to write the cents over 100. If the amount of money is round, it is still important to include "and and" to provide more clarity. The bank must write down the amount of money in words in order to process a cheque. This is a way to confirm that the total amount of payment is valid.
Step 5: Write an outline
Complete the line that says "Memo" is not required, but helpful for knowing what you're paying for with the check. It is possible to put "Electric Bill" and "Monthly Rent" on a check that you're using to pay monthly electric or rent. If you pay a bill typically, the business will request your account number.
Step 6 Check the balance
Utilize the signature you signed to open your checking account and sign your name on the lower right-hand corner. This will show the bank that you have signed a contract that states you are paying the exact amount as stated as well as to the proper payee.
How to make sure you have enough money in your bank account.
It is important to record each time you deposit or pay for a purchase. This information can be found on your Huntington check register. The goal of your check book is to track all deposits and expenses. Each transaction must be documented, including check, ATM withdrawals, debit cards, and deposits.
You can register your transactions.
If you pay by check, you'll need to keep track of the amount. This is located at the top right corner. This will help you keep records of all the checks you have and will remind you that you have to purchase checks once more.
Be sure to make note of the date on your documentation. If you are using the "Transactions" or "Descriptions" columns it is possible to write down where and when the payment was made. Write down the exact amount in the column of withdrawal or the deposit column depending on the amount of money that was spent or received.
Incorporate any bank fees, checks withdrawals, payments, or deposit to the account balance of the transaction that was made before.
