Bitcoin and Cryptocurrencies

A cryptocurrency is a digital asset designed as a medium of exchange. It uses cryptography to secure transactions and control the creation of additional currency units. Cryptocurrencies are digital currencies, a subset of alternative currencies. The most popular cryptocurrency is bitcoin, and since their invention, the various new cryptocurrencies that have been created are often referred to as altcoins, short for bitcoin alternative.

Bitcoin was developed as a peer-to-peer system that can be used for online payments without the need for a trusted central authority. Since its invention in 2008, Bitcoin has evolved into a currency, a technology, an investment vehicle, and a community of users. In fact, it is believed to be the first cryptocurrency, although as mentioned earlier, similar systems existed before. Because the Bitcoin system works without a single administrator (like PayPal) or a central repository, the US Treasury Department categorized Bitcoin as a decentralized virtual currency. In fact, the first decentralized digital currency would be a more correct term than the first cryptocurrency.
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Company formation
Company incorporation is the process of setting up a company, which leads to its entry in the official public register. Company incorporation includes the shareholders' agreement establishing a company, the agreement governing the company's management structure, initial contributions to its capital, the appointment of directors and the establishment of other provisions for shareholders and company officials and their relationships. Deciding on a company address is already crucial at this stage, but starting a business is a lot more than meets the eye. Before you even get started you will need to make a number of important decisions regarding your future business and these decisions will dramatically affect all other aspects including the incorporation process, the required documents and the taxes your business will have to pay.

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Online and mobile banking
Online banking, also known as virtual, internet or e-banking, is an electronic payment system that offers the clients of a bank or other financial institution the ability to handle a wide range of financial transactions by using the bank's website. As online banking is highly dependent on internet access and take-up, the first e-banking services appeared in the early 1980s in New York, when it was known as 'home banking'. Today, bank account management via online banking is in huge demand.

While e-banking has been around for a while now, mobile banking is a relatively new service offered by financial institutions. Due to the growing popularity of smartphones, more and more banks are developing their own mobile banking applications. In 2015, 90% of bank clients in the US had used mobile banking in the previous 12 months to check their account balance or recent transactions. Some banks are working intensely to develop new tools in addition to the traditional bank account management services available via their smartphone apps.