The passing of time and our increased reliability on the internet have introduced us to the most unsecured place to make any transaction using our credit card online. Our credit card details are the most sensitive details that we cannot risk sharing with anyone. There is a greater risk of credit card fraud these days and storing the credit card information even on our phones or at any e-commerce website is not safe at all. In this article, we have covered 6 tips that you can use to keep your credit card safe and increase its safety so that you never have to face an unfavorable situation. Your credit card security is in your hand and only you can take the following measure to protect at all costs. Keep reading to kick start your research.
Use a secured website to make payment: While making payments online look for s in the website link, if it is http instead of hhtps, then you must avoid making payment on it. S stands for secured. This is an easier way to know whether you are on a secured website or not. This can save you from credit card fraud.
Keep your credit card details confidential: Never ever share your credit card details with anyone be it your family or friends. Moreover, never enter the details on any online website or even on your phone. You will risk losing the details of the possible fraud and face an unfavorable situation.
Also Read Tips To Prevent Identity Theft
Change your credit card pin every after 180 days: To keep your credit card safety intact you need to keep changing your credit card pin after every 180 days or so. This decreases the risk of credit card fraud.
Add a double verification layer to make payments: It is important to add a double verification layer to your credit card. Add a transaction password so that every time you or anyone use your credit card for the payments, they will be asked for the transaction password. Without the transaction password, the payment on your credit card will not be processed.
Check your credit card statement: Every now and then you must check your credit card statement so that you are aware of all the transactions happening on your credit card account. This also allows you to easily figure out the errors and omissions on your credit card statement so that you can immediately report them to the credit card issuer. This again helps you to keep your credit card safe and your credit score also doesn’t get harmed.
Report lost or stolen credit card immediately: As soon as you become aware of the lost or stolen credit card, immediately report it to the credit card issuer. They will block your credit card and no fraudulent activity will happen on your account. Taking this step will make sure to keep your credit card safe and secure.
Also, Checkout How To Block a Credit Card Apply For Replacement
We hope that you will take every measure to keep your credit card safe while using it online or offline. If you have any queries do comment below we would love to address them to the best of our expertise.
Additional Reading: Lifetime Free Credit Cards With Lounge Access
