One of the biggest banks in the nation, Axis Bank, provides a wide selection of credit cards to meet the demands of its clients in a number of categories, including travel, lifestyle, and retail. Two of the most popular credit cards are the Flipkart Axis Bank Credit Card and the Freecharge Axis Bank Credit Card. Customers who frequently purchase online with Flipkart, Myntra, and other partner brands would benefit specifically from the Flipkart Axis bank credit card. On the other hand, with the Freecharge Axis Bank Credit Card you can use this credit card to cover a variety of purchases, including your regular bills, and then pay them back the following month.
FLIPKART AXIS BANK CREDIT CARD:
Axis Bank in partnership with Flipkart offers the Flipkart Axis Bank Credit Card to its customers. Users often receive perks while shopping online at sites like Tata Sky, PVR, Myntra, etc.; however, if a consumer purchase from Flipkart and completes the transaction using the Flipkart Axis bank card, they will receive significant discounts and rewards.
Joining fee:
Rs. 500.
Benefits:
Enjoy a Rs. 500 Flipkart voucher on your first transaction.
When using your Flipkart Axis Bank credit card to make your first Myntra purchase, you will receive 15% cashback up to Rs. 500.
First-time Swiggy users who use a Flipkart Axis Bank credit card receive a 50% discount up to Rs. 100 off their order.
5% cashback on purchases made on Flipkart and Myntra, 4% cashback on purchases from partnered merchants, on all other categories receive a 1.5% cashback.
Receive 4 free visits to Indian domestic airport lounges each year.
At all gas stations in India, use your credit card to get a 1% fuel surcharge waiver.
The "Dining Delights" program by Axis Bank entitles you to a 20% discount at participating restaurants when you use your Axis Bank Flipkart credit card.
FREECHARGE AXIS BANK CREDIT CARD:
You can use Axis Bank Freecharge Credit Card to cover a variety of things, including your regular bills, and then you can pay it back the following month. You will be able to apply for the Freecharge credit card via the Freecharge app once you have met the requirements because it is an invite-only card.
Joining fee:
Rs. 250.
Benefits:
Receive 1 Edge reward point that can be spent on more than 500 categories.
Save up to 10% when you shop at Myntra.
Annual membership discounts of 50% on Eros Now.
Get up to Rs. 120 off at Freshmenu each month.
Earn 350 Edge reward points on spending Rs. 5,000 and above in a month.
Receive a monthly discount on Shuttle of up to Rs. 100.
| Basis | FLIPKART AXIS BANK CREDIT CARD | FREECHARGE AXIS BANK CREDIT CARD | ||
| Joining fee | Rs. 500 | Rs. 250 | ||
| Renewal fee | Rs. 500 | Rs. 250 | ||
| Welcome offer | This card offers welcome benefits up to Rs. 1,100 across various apps like Myntra, Swiggy, and Flipkart. Get a Rs. 500 Flipkart gift card when you make your first purchase.
| This credit card offers 50% off as a welcome benefit on the annual subscription of Eros Now. | ||
| Airport lounge access | Receive 4 free visits to Indian Domestic Airport lounges. | No free visits to the Airport lounge are provided by this card. | ||
| Add-on card charges | Nil | Nil |
BOTTOM LINE:
Both credit cards have distinctive benefits that will help you save money and rack up lots of reward points. While Flipkart Axis Bank Credit Card comes at a joining fee of Rs. 500 and offers lots of cashback, rewards, and free Airport lounge access, Freecharge Axis Bank Credit Card on the other hand comes at a lower joining fee of Rs. 250 and also offers various benefits to its users but without the free airport lounge access. We have included an overall comparison of the two options to make it easier for you to decide which one will best meet your needs.
Additional Reading: Features And Benefits Of HDFC Indigo Credit Cards
