Lawyers are not protected under the FDCPA. They can be, and as a practical matter the one suing you probably is, a debt collector. However, if the lawyer is representing an original creditor and acting in its name, he will be treated as an original creditor. If you are being sued by a debt collector, chances are good that the lawyer is also a debt collector, you can pretty much count on it. He can be sued for things he does wrong.
Don't focus only on the billable hour rate. If you're hesitating between someone who costs you $250 per hour and someone else at $350 per hour, don't make your decision strictly on cost. What matters are two things: first what the final bill will be and, second, what value who will have received. The hourly rate is a red herring. What isbankruptcy attorneyof asking someone to do a job for you at $250 per hour if the person needs 40 hours for the job where the other lawyer at $350 per hour only needs 20 hours? Particularly if the other lawyer can do a better job for you. Billing policy is too much of a thorny and elaborate issue to address in a few lines. My point is simply that the hourly rate is not the be all and the end all.
See if there is an alternative you can use before declaring bankruptcy. If your debts are really not overwhelming, you may find the assistance you need by consulting a consumer credit counselor. It is sometimes possible to negotiate smaller payment by yourself. If you do this, make sure you save a written record of debt modifications that are negotiated.
B) The car is destroyed, or "totaled". If there is an outstanding loan on the car, you must supply the lender's name and account number to your attorney so they can contact them to discuss payoff. Again, insurers must be notified of the car's location, so it can be moved and they can appraise the value. You will have to sign over the title to the car, so be prepared to make it available quickly. If there's a loan, usually the lender has the title, or a part of the title.
You're probably curious as to what kinds of debts can be included in a Chapter 7 declaring bankruptcy. First off, the debts that cannot be included in bankruptcy include child support, spousal support, student loans, court-ordered fines (e.g. traffic tickets), certain taxes (less than three years old) and victim restitution.
Contact the personal injury lawyer of your choice to setup a consultation. A big rig accident attorney should be happy to meet with you in person, because they want to settle your case and get you the verdict that you desire.
A. Collect all bills together and calculate your monthly payments and find out about your monthly expense.Have a clear picture of your financial condition. Get every credit report checked and bring it to the attorney's attention in case of any discrepancies. If a certain item has not been bought by you make a note and get back to the attorney. Credit reports often have certain faults.
If you feel that you are beyond simple organization there are other options available as well. Debt settlements companies and debt consolidation companies can help you avoid bankruptcy and get debt relief. They may also have better resources to get your creditors to reduce what you owe although that is likely to have a negative effect upon your credit it is better than defaulting.
When you select a private DUI attorney, the motivation and attitude is often different. Private attorneys are inherently hungrier for wins in the courtroom and they're often very crafty. You will want to choose a private attorney with a lot of experience and a great track record so that you can be sure he or she knows their way around a court room. Private lawyers go into great detail about how to get their clients off the hook. That's because this is their livelihood. A public defender is an employee while a private attorney is self employed. His or her track record will make or break their business. For that reason, you may be getting a better deal when you go with a private attorney in these cases.
